Maybe one of the most nicknamed states in the Union. Delaware is known as the First State, the Diamond State, and the Blue Hen State. No matter how you’d like to refer to the state, Delaware is the second smallest state and the sixth most populated. You might think this would limit your housing options but quite the opposite is true: Median home values are around $232K while sale prices are close to $208 making it not only affordable but far more attractive considering the demand for blue-collar jobs. Much of the growth is seen in plumbing, carpentry (with new construction springing up throughout the state, particularly down new the beach areas: Rehoboth Beach, Bethany Beach, also Wilmington, Milford and Dover), electricians, HVAC techs, also in the healthcare industry for nurse practitioners along with software developers. There is no shortage of work.
If you’re looking for wide open plains and extreme distancing, the Diamond State might not be for you. However, if you love that small town, hometown feeling where you get to know your neighbor, your bartender, grocer, and local representatives, this state might be a fit.
If you do own a home here or intend to buy one in Delaware, the good news is that homeowners insurance is relatively inexpensive. Delaware home insurance hovers around $936, while the national average is at $1,200. The better news is that Hippo can save you up to 25% off the average policy.
Like all states, the First State is prone to certain damages caused by the environment. Delaware faces the mid-Atlantic and is prone to extreme weather events such as hurricanes and floods. Most recently, in 2012, Hurricane Sandy made landfall. Between the year 1985 and 2011, Delaware recorded 5 hurricanes. Even residents far inland experience devastating effects from such catastrophic storm weather.
No one enjoys reading the fine print but read your policy with care. Typically, in areas prone to natural disasters like hurricanes, providers will exclude damage resulting from such an event. In these cases, you will need to purchase supplemental hurricane, windstorm, and flood policies. Due to the fact that hurricanes cause multiple damages simultaneously, you may be covered for some of those damages but not others. If you’re covered for the wind damage the hurricane caused but you don’t have flood insurance, the claim or a portion of the claim could be dismissed if your home sustained water damage.
Hippo believes that their customers deserve better: tailored policies, streamlined coverage so you’re not paying for what you don’t need, and superior customer service and support. We tailor a homeowner policy to your needs, your lifestyle, and what’s most important to you. As a customer, Hippo uses real-time data to keep policies up-to-date, and ensure our customers are always fully insured. On top of that, we often save our customers up to 25%. Getting a quote is easy and can be done in just 60 seconds and if you see what you like, Hippo can have you covered in less than 4 minutes.
We’re very serious about the care we provide our customers. We have attentive agents available 24/7 to answer any of your questions. Access our Customer Portal day or night to review your homeowners documentation, and all your current policy information. In the unfortunate event that you do need to file a claim, we assign one, dedicated Claims Concierge to your claim so you won’t be dealing with anyone other than your personal agent. They will guide you through the claims process from start to finish, if you do not have access to your home, they make sure you have someplace safe to stay and take care of incidentals to ensure your comfort. Also, if we learn about any potential threats in your area, such as major storms, we’ll contact you to give you time to prepare.
Hippo is excited to find a new home here in Delaware, let us help you cover yours! If you’re ready for a new kind of home insurance, get a 60-second quote now or give us a call at (877) 838-8866—our agents are standing by to help you discover what Hippo can do for you.