Frequently Asked Questions
Endorsements & Coverages
33 articles
Endorsement Basics
Hippo Coverages
- Does Hippo insure short term rental properties (Airbnb, Vrbo)
- Do you offer other types of insurance?
- Do you cover flood, wind and earthquake damage?
- Do you sell condo insurance?
- Can I insure multiple properties with you?
- Can I insure my rental property or vacation home with you? Does Home Insurance cover tenants?
- Can I insure my investment properties with you?
- Do you offer other types of insurance as well?
- Who is an additional insured, and why add them to a home insurance policy?
- How do I get a landlord insurance policy?
- Is my spouse/ SO/ rest of my family covered under my policy?
- What is Personal Property Coverage?
- What is Other Structures Coverage?
- Will Hippo insure trust-owned homes?
- Does Hippo cover mobile/manufactured homes?
- What is the difference between blanket coverage and scheduled coverage?
- What is the difference between open and named perils when it comes to homeowners insurance coverage?
What If?
- What if my belongings are damaged while moving?
- What if my laptop is stolen or damaged?
- What if my home is robbed?
- What if I cannot live in my home due to a covered loss? Will I be reimbursed for additional living expenses?
- What if something happens to my valuables? How can I make sure that I have coverage for my valuables?
- What if my pet gets sick or is injured? Does my home insurance policy insure my pet?
- What if something happens while I am on vacation? Is my property covered while I am away from my home?
- What if a tree from my neighbor’s yard fell and destroyed my fence. Does my policy pay for the damage, or does my neighbor’s policy? What about the tree removal?
- What if the food in my refrigerator and freezer went bad because I lost power in my home. Does my policy provide coverage for this?
- What if something happens to my self-storage locker? Is it covered under my homeowners policy?
- What if I need to increase or reduce my coverages?
- What if I’ve had prior home or renters insurance claims, can I still get coverage?
- What if there is a home heating spill on my property?