What you don’t know about home insurance is putting you at risk

What you don’t know about home insurance is putting you at risk

At Hippo, our goal of reinventing home owners insurance has involved asking a lot of questions, conducting a boatload of research and doing no shortage of learning. Along the way, we took steps to survey thousands of Californian homeowners in order to understand how much they know about home insurance, exactly what kinds of needs, wants, and expectations they have in connection to their insurance, and to learn a whole lot more.

To say the results of our survey were surprising would be an understatement. So surprised were we by some of the findings that we put together this infographic to share our discoveries.

The large majority of homeowners are under-informed and often misguided about the contents and coverages in their home insurance. Which is no small deal when you consider the big assets (their homes) that folks rely on home insurance to protect.

We hope you’ll take a few moments to see what we’ve learned. And then to ask whether your insurance truly contains the protections you believe it does.

Infographic here.

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© 2025 Hippo Holdings Inc.

References to “Hippo” mean Hippo Analytics Inc. d/b/a “Hippo Insurance Services” which is an insurance agency licensed in 50 states (California Lic. No. 0K96532, Texas Lic. No.2213178) that is domiciled in Delaware and has a principal place of business in California. Hippo sells property and casualty lines of insurance for affiliated and non-affiliated insurance carriers and other underwriting entities (“insurers”). Hippo receives compensation from insurers in the form of a base commission that is normally based on a predetermined percentage of the premium. You may contact Hippo for more information about compensation expected to be received by Hippo. Nothing on this site alters the terms or conditions of any insurance policy. Coverage and coverage amounts selected are the decision of the buyer. Availability and qualification for coverage, terms, rates, and discounts are subject to the insurer’s underwriting criteria, and may not be available in all states. Please read your policy for a complete description of coverage.