Hippo Moves South, Covering Mississippi and Alabama

We’re excited to offer home and condo insurance in Mississippi and Alabama.

We’re excited to offer home insurance in Alabama and Mississippi

Hippo is excited to bring home and condo insurance to the 7.9 million residents of Alabama and Mississippi. Starting today, homeowners from Birmingham to Biloxi will have access to affordable, modern and comprehensive coverage.

Less than two weeks after the start of hurricane season, we knew we had to offer a better home insurance solution for southerners. Hippo developed coverage that meets the needs of residents in Mississippi and Alabama. Clients can take advantage of service line protection and four times more coverage for electronics than most of our competitors offer.

We’ve created an insurance plan that you’ll want to have in case the air conditioner sputters out or the refrigerator overheats. Since every Hippo policy offers equipment breakdown coverage, you can rest assured you’ll have the support you need to keep your household appliances running all summer long.

Homeowners insurance in Mississippi and Alabama are higher than average. A typical resident in Alabama spends around $1,611 on home insurance premiums annually. In Mississippi, home insurance premiums cost about $1,727 each year, on average.

Major storms and natural disasters have driven up insurance rates in recent years. Luckily, Hippo gives homeowners the opportunity to save up to 25% on their premiums. Not only will you have the insurance coverage you need, but you’ll also have enough money to spend on extra tickets to the county fair this summer or a new grill for tailgating this fall.

While we consider coverage to be the most important part of any home insurance policy, we also think each homeowner should be rewarded for everything they do to avoid accidents and claims. Hippo offers significant discounts throughout both states for installing smart home devices, applying for a policy more than one week in advance and belonging to a homeowners association. Our customers really can have it all — great coverage that won’t cost an arm and a leg.

Please let me know if you live in Alabama or Mississippi and want to learn more about Hippo home insurance. I’d love to introduce you to our fantastic team and show why you should choose us as the provider that helps protect your home.

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© 2025 Hippo Holdings Inc.

References to “Hippo” mean Hippo Analytics Inc. d/b/a “Hippo Insurance Services” which is an insurance agency licensed in 50 states (California Lic. No. 0K96532, Texas Lic. No.2213178) that is domiciled in Delaware and has a principal place of business in California. Hippo sells property and casualty lines of insurance for affiliated and non-affiliated insurance carriers and other underwriting entities (“insurers”). Hippo receives compensation from insurers in the form of a base commission that is normally based on a predetermined percentage of the premium. You may contact Hippo for more information about compensation expected to be received by Hippo. Nothing on this site alters the terms or conditions of any insurance policy. Coverage and coverage amounts selected are the decision of the buyer. Availability and qualification for coverage, terms, rates, and discounts are subject to the insurer’s underwriting criteria, and may not be available in all states. Please read your policy for a complete description of coverage.